December 20, 2013

Target-credit-card-lawyer-washington-dc-maryland-virginiaIf you’re like most Americans, you probably bought something at a Target or Walmart within the last year. Target recently announced that hackers stole details of up to 40 million credit cards from the retailer. A cyber-security reporter recently announced that this stolen credit card data is already flooding black markets around the world. The stolen information includes consumer names, Visa and Mastercard credit card and debit card numbers, expiration dates, and the three-digit security codes.

The data theft is one of the largest credit card breaches in American history. The credit card theft occurred when a virus infected the point-of-sale computers where customers swipe credit cards, according to Bloomberg News. Target has not officially stated how the theft occurred. On Friday, Reuters reported that investigators believe overseas hackers carried out the attack on the mega retailer and do not believe the hackers had internal assistance. The data breach investigation is ongoing.

If you have shopped at Target, you should thoroughly scrutinize your credit card and bank statement for any suspicious or unauthorized activity. Cases of identity theft can be reported to the Federal Trade Commission or law enforcement officials.

Target states that the data breach occurred between Nov. 27 and Dec. 15. The big box retailer initially stated the last day of the breach was Dec. 6, leading many customers to question whether Target is being truthful about Nov. 27 being the first day of the data breach. Some customers are questioning whether Target failed to initially go public with the data breach in order to avoid a negative impact to holiday sales.

In addition to reporting data breaches to criminal enforcement authorities, customers may have other avenues to hold Target accountable for not preventing thieves from stealing personal credit card data. Infuriated customers nationwide have begun seeking justice through the civil legal system.

In a sign of more legal action to come, a Target customer in California filed a federal lawsuit against the company on Thursday. The lawsuit asserts that Target failed to implement or maintain reasonable security procedures regarding sensitive customer credit card information. At The Cochran Firm, our experienced attorneys are prepared to represent Target customers who have had their credit card data stolen.

If you or someone you love is a Target shopper and had their credit card or debit card information breached, please contact The Cochran Firm, D.C. to discuss your legal rights at 1-800-THE-FIRM (1-800-843-3476). You may be able to hold wrongdoers accountable and help send a message to American businesses that breach credit card data is unacceptable. Target customers may be able to file legal claims if hackers ran charges on Target shoppers’ credit cards and negatively impacted the shopper’s credit rating. The team of experienced attorneys at The Cochran Firm, D.C. are investigating possible causes of action against Target, security vendors, and point-of-sale service businesses.

Because strict time deadlines apply to filing these claims, we recommend contacting us as soon as possible. All initial inquiries are free, confidential, and carry no obligation.